Terms & Conditions

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PayCertify Service


PayCertify Platform Setup


Startup Membership

$97 Monthly

Enterprise Membership

$197 Monthly

Presidential Membership

$297 Monthly/$2,748.00 Annually

Virtual Card (Per Campaign)


Virtual Card (Per Transaction)


Virtual Card Lost Disputes


Virtual Card Reload (Per Load)


Virtual Card on file fee (taken out of rebate)


Virtual Card Cross Border/Currency Fee

1.5% of Virtual Card Volume*

Chargeback fee


Virtual Card Cashback Rebate Tiers Depending on Membership

Entrepreneur Monthly/Annual
Membership Cashback Rebate


Startup Monthly/Annual
Membership Cashback Rebate


Enterprise Monthly/Annual
Membership Cashback Rebate


Presidential Monthly Membership Cashback Rebate


Presidential Annual Membership Cashback Rebate


Cashback rebates are paid 60 days after the months end on that month’s spend, funds are added back to the general account balance.

Payment Processing Rates/Fees based on Membership

Fatt Merchant Startup Membership Payment Processing with PayCertify Gateway

2.99% + $0.30

Fatt Merchant Enterprise Membership Payment Processing

2.89% + $0.30

Fatt Merchant Presidential Membership Payment Processing

2.79% + $0.30